Financial Empowerment

Learn more about our vision of a world of finance freed from Trusted Third Parties.

  • What Is Credit?

    Credit, in financial systems, is the ability of a person to acquire goods or services before paying for those goods or services. Credit is based on trust, and is built through past actions that show t...

  • Who Are "Unbanked" and "Underbanked" People?

    Unbanked people are individuals who haven’t engaged with banks or banking institutions in any formal way. Unbanked people generally use cash for purchases, and don’t use professional banking services ...

  • What Can Lending Do To Help Me?

    Lending, or providing money upfront with the promise that it will be paid back in full (plus interest, sometimes), is a way to help people who want to make larger purchases or investments but lack mon...

  • How Can Financial Empowerment Help Me?

    At WeTrust, we fundamentally believe in a person’s financial empowerment - the ability for a person to feel confident in their finances and have access to additional monetary services, such as lending...

  • What Obstacles to Financial Empowerment Exist Currently?

    The largest obstacle to financial empowerment may well be the current requirement to engage with professional banking services in order to build a credit history and apply for loans. Millions of peopl...

  • What Are the Advantages of New Lending Technology?

    In 2009, blockchain technology debuted, allowing for decentralized, secure transaction records called “ledgers” to be created by an encrypted peer-to-peer computer network. This technology, coupled wi...

  • Why Is Lending with Trusted Lending Circles Beneficial?

    At WeTrust, we believe technology can be used to power new business models that don’t rely on entrenched, professional institutions. Trusted Lending Circles, WeTrust’s first product, aims to make lend...

  • Are There Real-World Examples of Community Lending?

    Cultures throughout the world engage in some form of community lending. In certain countries, community lending is known by various names, but the concept remains virtually consistent throughout the w...

  • Does Spring charge a fee?

    For both donors and nonprofits hosting on the platform, Spring is totally free for all parties....